After a Florida automobile accident, one of the first questions many people have is how their medical bills and lost income will be handled. Personal Injury Protection, commonly called PIP or no-fault insurance, can play an important role in the aftermath of a crash.
What Is PIP?
Personal Injury Protection is a type of automobile insurance coverage designed to provide certain benefits following an accident, regardless of who caused the crash. Dapena Law explains that Florida PIP can provide benefits toward medical expenses and lost wages, subject to applicable policy terms and Florida law.
Why Prompt Medical Treatment Matters
After an accident, it is important to seek medical attention promptly. Some injuries may not be immediately apparent. Dapena Law advises accident victims to seek medical attention within 14 days because failing to meet the applicable requirement can affect eligibility for certain PIP benefits.
What Can PIP Cover?
Depending on the applicable policy and legal requirements, PIP benefits may help with certain medical expenses and lost income following an accident. Florida PIP rules can involve coverage limits, deductibles, fee schedules, and other requirements.
What If You Were Not at Fault?
Florida's no-fault insurance system means that PIP benefits may apply even when another driver caused the accident. This does not necessarily resolve all questions about liability or compensation.
What If Your Medical Bills Are Not Fully Covered?
Medical expenses can exceed available insurance benefits. Health insurance, Medicare, Medicaid, additional automobile coverage, or other sources may become relevant depending on the circumstances.
When Should You Contact an Attorney?
Consider speaking with an attorney if you have suffered significant injuries, are having difficulty with an insurance claim, have questions about available coverage, or are unsure about your legal rights.
Dapena Law has experience with personal injury and first-party insurance litigation and offers free case evaluations.
